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Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance the any investment, financial or estate planning strategy will be successful.

Investment Management

THE PORTFOLIO ARCHITECT SUITE OF INVESTMENT STRATEGIES

Simple. Intelligent. Versatile. 

Each strategy is designed based on a given objective that strives to achieve a competitive return for a given amount of risk. Based on your risk profile, as well as your goals and investment time horizon, your advisor can help you determine which may be appropriate for you.

Intelligently designed as a series of simple and versatile model investment options.

Intended for use by advisors to help clients meet financial goals and needs.

Asset allocation expertise provided by Wilmington Trust Investment Advisors, Inc., a member of the M&T family.

 

SIMPLE

Built-in professional management.

Different investments may do well from year to year. And no one can predict the future — but our professional money managers strive to prepare for it with careful: 

Asset diversification. A mix of equities (stocks), fixed income (bonds), and other asset classes—as well as different types of investments within those asset classes—can be an important part of reducing volatility and has the potential to mitigate capital loss for a certain level of risk*

Risk Tolerance. Risk and reward. It's a tradeoff. How much risk an investor is willing to take, i.e., potential asset loss--in an effort to reap potential reward, affect the type of asset allocations. In general, the more the focus is on growth and the greater one's risk tolerance, the more aggressive the investment.

Diversification

*Investing involves risks and you may incur a profit or a loss. Asset allocation/diversification cannot guarantee a profit or protect against a loss.

INTELLIGENT

The intelligence behind the scenes.

Portfolio Architect’s strategies are guided by market theory and economic data from the analysts, portfolio managers, and economists at Wilmington Trust Investment Advisors, Inc. The team builds and monitors the asset allocation models behind the various strategies. Below is an overview of the research-led investment process it utilizes.

WTIA Investment Process

†The investment process described above represents WTIA’s general investment process for discretionary separate account mandates that is similar but not identical to the investment process utilized by WTIA for its model strategies. The appropriate level of risk for a separate account mandate is determined by reference to a separate account client’s risk comfort level and investment objectives. Individual Portfolio Architect strategies managed by WTIA, however are model strategies subject to the relevant strategy’s objectives and restrictions and are not tailored to a specific client. Rather, with assistance of their advisors, investors choose, based on their own risk comfort level and investment goals, which WTIA Portfolio Architect strategies they believe are most appropriate for them. Many WTIA Portfolio Architect strategies utilize Wilmington Funds and/or model portfolio products managed by advisors affiliated with WTIA (together, “Affiliated Products”). The use of such Affiliated Products in a Portfolio Architect strategy will typically result in additional revenue to M&T Bank and/or its affiliates, in the form of compensation for investment management, execution, administration, and/or other services. Such additional revenue presents a conflict of interest because it creates an incentive to select Affiliated Products. Such conflict of interest could influence specific recommendations.

VERSATILE

A flexible framework engineered to suit you.

The Portfolio Architect suite of investment strategies were designed to suit an investor's personal risk levels, needs, and goals. Investors, in consultation with their advisor, can choose from a range of risk-adjusted strategies, from the most conservative (greater fixed income allocation) to the most aggressive (greater equity allocation). 

 

The Portfolio Architect Suite of Strategies

Choices geared toward a variety of invididual needs, tastes and goals.

  • Emphasizes income and capital preservation for short to intermediate time horizons and principal growth for intermediate to long time horizons
  • Broadly diversifies among asset classes through mutual funds and exchange-traded funds (ETFs)
  • The Third-Party Strategy invests exclusively in third-party (non-Wilmington) fund families
  • Most of the investment vehicles used are actively managed mutual funds or ETFs, but the strategy also includes passively managed mutual funds or ETFs

  • Mainly invests in passively managed mutual funds/ETFs
  • Strategies primarily strive for income generation and, secondarily, for capital appreciation
  • Strategies strive for income generation and capital appreciation with higher-than-inflation total return during bull markets, and to manage drawdown exposure during bear markets; they may be suitable for investors with short to intermediate time horizons
  • Invests in a diverse portfolio of fixed income mutual funds, ETFs, or securities that WTIA believes may offer attractive current income and managed interest rate exposure 
  • EDIS targets a portfolio level dividend yield of two times the S&P 500 dividend yield and seeks capital appreciation over a multi-year investment horizon principally through investments in U.S. large cap stocks, while maintaining low volatility versus the broader U.S. large-cap equity market
  • DCES seeks total return by investing principally in high-quality U.S. large-cap companies; the strategy seeks superior risk-adjusted returns versus the S&P 500 over a multi-year investment horizon

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